MONTHLY PROGRESS REPORT - December 2002

REGION WISE INFORMATION

Activities	Mardan		Shamsabad		Rahim Yar Khan		Zhob		Karachi Kachi Abadi		Islamabad			Total
# OF HDF UNITS	6		5		4		2		2		1			20
Population benefited by HDF	60,000		40,000		32,000		23,000		16,000		10,000			181,000
Population benefited by HDF-NCHD	300,000		0		0		0		0		0			300,000
Population benefited by HDF-Khushalibank	0		0		27,736		0		0		0			27,736
EDUCATION
# OF SCHOOLS	50		43		13		27		16			1		150
# OF STUDENTS	1,782		1,037		445		663		387			60		4,374
BOYS	633		498		204		391		181			24		1,931
GIRLS	1,149		539		241		272		206			36		2,443
# OF DROP OUTS (this month)	4		0		5		0		2			0		11
SMF (School Management Fund)	117,884		52,495		69,315		27,310		26,480			115		293,599
PTAs FORMED	50		28		12		27		8			1		126
# OF ADULT LITERACY CENTERS	11		26		6		16		20			5		84
# OF TEACHERS TRAINED	153		110		63		65		89			13		493
ECONOMIC DEVELOPMENT
Activities		Mardan		Shamsabad		Rahim Yar Khan		Zhob		Karachi Kachi Abadi			Total
# OF DOs (Development Organizations)		160		138		149		49		60			556
# OF VDOs (Village Development Organizations)		7		8		11		3		1			30
MEMBERSHIP OF DOs		2,495		2,339		2,284		707		701			8,526
DO-SAVINGS		577,939		867577		1051543		41,824		153,130			2,692,013
TOTAL # OF LOANS ISSUED		754		1,038		715		53		82			2,642
LOANS ISSUED TO MALE MEMBERS		434		639		631		48		61			1,813
LOANS ISSUED TO FEMALE MEMBERS		320		399		84		5		21			829
AMOUNT OF CREDIT DISBURSED		11,000,428		10,187,013		8,248,735		530,380		1,700,913			31,667,469
# OF ENTREPRISES TO BE ESTABLISHED		754		1,038		715		53		82			2,642
# OF TRAININGS IMPARTED		241		178		162		60		115			756
# OF PERSONS TRAINED		3,144		3,375		2,357		753		1,338			10,967

EDUCATION

Education is vital for human development. It leads toward awareness and training and it helps in poverty alleviation and building of a strong nation.

At independence, Pakistan had a poorly educated population and few schools or universities. Although the education system has expanded greatly since then, debate continues about the curriculum, and except in a few elite institutions, quality remained a crucial concern. HDF took this issue in its account and includes both aspects of education in its mission e.g. mass literacy and enhanced quality of education.

HDF would address the issue of Primary Education first and immediately after that will start establishing Adult Literacy Centers, when resolution for the same are received from the communities. HDF also intend to provide Elementary & Secondary Education to the girls of the area who have already passed their fifth grade.

In Primary Education, HDF forms Non Formal Basic Education (NFBE) Schools in partnership with the communities. From day one HDF keeps the sustainability factor on the top. HDF tried to form Non Formal Basic Education Schools in all those Villages of HDF program area, where there are left over children. At the same time HDF wants to sustain these Schools after its withdrawal from the area. So HDF actively involve the communities of the program area in the implementation of all of its programs, who can takeover afterwards.� So far HDF has opened 150 NFBE Schools with a total enrollment of 4,374 (56% girls and 44% boys).

HDF designed a special package to provide Elementary and Secondary Education to the girls who have passed their Grade five. Through this package HDF provide a self-financing opportunity to the girls for bearing their education expenses. The program was in place in our Mardan Region, where a batch of 250 girls has passed their grade five from Child Friendly Schools of HDF. HDF has formed 4 Educated Development Organizations (EDOs) of those 90 girls in Mardan Region, who wants to continue their education after class five.

By the end of year 2002, HDF has formed 84 Adult Literacy Centers (ALCs) with a total enrollment of 997. In these ALCs 71% are female enrollees and 29% are male enrollees. HDF also provides a concessional loan to the female enrollees of ALCs, to attract the female illiterates towards our Adult literacy Program. The other objectives to provide this concessional loan to the female enrollees are to minimize the drop out rate on one hand and to improve them economically on the other hand.

CHRONOLOGICAL REVIEW OF HDF ACTIVITIES